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Roger Federer, of Switzerland, returns to Ryan Garrison during the Sony Ericsson Open tennis tournament in Key Biscayne, Fla., Saturday, March 24, 2012. Federer won 6-2, 7-6(3). (AP Photo/Alan Diaz)

Roger Federer, of Switzerland, returns to Ryan Garrison during the Sony Ericsson Open tennis tournament in Key Biscayne, Fla., Saturday, March 24, 2012. Federer won 6-2, 7-6(3). (AP Photo/Alan Diaz)

Roger Federer, of Switzerland, serves to Ryan Garrison during the Sony Ericsson Open tennis tournament in Key Biscayne, Fla., Saturday, March 24, 2012. Federer won 6-2, 7-6(3). (AP Photo/Alan Diaz)

Ryan Garrison serves to Roger Federer, of Switzerland, during the Sony Ericsson Open tennis tournament in Key Biscayne, Fla., Saturday, March 24, 2012. Federer won 6-2, 7-6(3). (AP Photo/Alan Diaz)

Serena Williams returns the ball to Roberta Vinci of Italy, during the Sony Ericsson Open tennis tournament, Saturday, March 24, 2012, in Key Biscayne, Fla. Williams won the match 6-2, 6-1. (AP Photo/Lynne Sladky)

Andy Roddick wipes his face during his match against Gilles Muller of Luxembourg, at the Sony Ericsson Open tennis tournament, Saturday, March 24, 2012, in Key Biscayne, Fla. Roddick won the match 6-3, 6-2. (AP Photo/Lynne Sladky)

KEY BISCAYNE, Fla. (AP) ? On the verge of victory, Roger Federer stopped playing when he thought a pivotal point had ended.

He mistook a fan’s shout for a linesman’s call, which cost him the game. Play continued for another 25 minutes before Federer finally closed out his opening match at the Sony Ericsson Open by beating 19-year-old American Ryan Harrison 6-2, 7-6 (3).

“I’d like to make it a bit more difficult for my opponent,” Federer said. “I was just completely confused about the whole situation.”

Serena Williams, Maria Sharapova and Andy Roddick won in more straightforward fashion, but two-time champion Kim Clijsters was eliminated.

Federer led 5-2 in the second set and had a chance to finish in less than an hour until he lost two fluky points that extended the match.

Serving at 5-3, Federer blew an easy overhead to fall behind 15-30. One point later, facing break point for the only time in the match, Federer hit a forehand that landed on the baseline.

A fan hollered “Out!” and Federer stopped. By the time he realized the ball was still in play, Harrison had won the point ? and the game.

“It completely threw me off,” Federer said. “It’s the first time it has ever happened in my career. I was like, ‘That’s it? That’s a break point? This is how this is going to happen?’”

Harrison took advantage of the break, although he said he felt bad about it.

“Obviously I want to win every point the right way, and not because something happened,” the teenager said. “Unfortunately somebody interrupted play.”

After Harrison held twice to force the tiebreaker, Federer hit a spectacular lunging lob to turn a scrambling exchange his way for a 4-2 lead. Four points later, he closed out his 40th victory in the past 42 matches.

“I felt like I had to win the match like three times at the end, so I was relieved to come through,” he said.

Federer has a 77-match winning streak against players outside the top 20. Harrison is ranked 73rd but on the rise.

“He’ll make his move up the rankings,” Federer said. “He’s a good athlete. I hope he stays healthy so he can show everyone what he’s got.”

The No. 3-seeded Federer’s opponent in the third round will be another American, familiar foil Roddick. They’ve played 23 times and Roddick has won only twice, although he did beat Federer at Key Biscayne in 2008.

“There’s no getting around the fact that he has been the biggest obstacle in my career,” Roddick said. “His game matches up well against mine.”

Roddick lost only five points on his first serve, never faced a break point and beat Gilles Muller 6-3, 6-2. Roddick is trying to improve a ranking that has dropped to 34th, the lowest he has been since 2001.

Williams started early and finished fast. Walking onto the stadium court at 11 a.m., Williams dominated with her serve, played consistently from the baseline and moved into the fourth round by beating Roberta Vinci 6-2, 6-1.

Williams was done shortly after noon.

“I’m not a morning person,” she said. “I actually hate morning matches, but I always do my best at 11 o’clock matches.”

Williams won most of the short points and a succession of long rallies as well. She hit 25 winners while committing 20 unforced errors.

Seeded 10th, Williams is making her return to tournament tennis after a two-month absence because of a left ankle injury. At No. 20, Vinci is the highest-ranked player Williams has beaten this year.

Williams is seeking her first tournament championship since August, and she’s bidding for a record sixth title at Key Biscayne.

“I need trophies,” she said. “I want to add more and to do more. There are records to break. So I’ll do it. I’ve just got to believe it. I do believe it.”

Sharapova, seeded second, beat American qualifier Sloane Stephens 6-4, 6-2. Clijsters, coming back from an ankle injury, lost to No. 23 Yanina Wickmayer 6-4, 7-6 (5).

No. 8 Mardy Fish was among 12 seeded men to advance. One lost: No. 15 Feliciano Lopez was beaten by fellow Spaniard Albert Ramos, 6-4, 7-6 (5).

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/347875155d53465d95cec892aeb06419/Article_2012-03-24-TEN-Key-Biscayne/id-77f286e30a2d4f538fc336f1cf9c42cd

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WASHINGTON (Reuters) – The battered U.S. housing market looks to be on the mend as buyers make a tentative return and house prices stabilize.

Sales of new homes in February fell from January but jumped more than 11 percent compared with the same month last year and prices rose, according to data released on Friday that was in line with other recent signs of a slow recovery.

Big challenges lie ahead, most notably in the form of a glut of unsold properties – many of them foreclosures – and tight lending by banks. But even if the recovery is slow and bumpy, the worst of the six-year slump seems to be over.

“The housing market is slowly coming back. It’s still a depressed market, but it’s getting better. We have a long way to go,” said Patrick Newport, an economist at Global Insight in Lexington, Massachusetts.

New home sales slipped 1.6 percent to a seasonally adjusted 313,000-unit annual rate in February, the lowest since October, but were up 11.4 percent in year-on-year terms, the Commerce Department said.

The median new home price jumped 8.3 percent to an eight-month high of $233,700. Compared with February last year, the rise was 6.2 percent.

The report rounded off a week of mixed U.S. housing data and followed a similar pattern seen in the bigger market for existing homes – sales also fell in February, but stayed close to their highest level in nearly two years and prices rose for the first time on a yearly basis since November 2010.

Realtors say they are seeing higher traffic volume and are moving more houses off the market than a few years ago.

“My listings are selling much more quickly compared to the past few years, even approaching 2007 pre-crash levels,” said Lindsey Sanders, a Realtor with Muffley & Associates in Atlanta.

“I began seeing a meaningful uptick in open house traffic last summer and it has continued to improve. I think this is a combination of sellers finally becoming more willing to ask market prices for their homes instead of bubble-level prices.”

Builders tell a similar story. An index measuring confidence among homebuilders held at a near four-year high this month and they anticipated an increase in sales over the next six months.

While the pace of home construction fell last month, permits for future projects approached a 3-1/2-year high. Much of the activity is concentrated in the multi-family segment, as demand for rentals soars.

SPOTTY RECOVERY

The recovery remains spotty. According to CoreLogic, for every two homes sold, there is one that could be foreclosed. It estimated the so-called shadow inventory of homes at 1.6 million in January, down from 1.8 million a year ago.

KB Home, the fifth-largest U.S. homebuilder, on Friday said net orders for new homes declined 8 percent in its first quarter as cancellations rose.

“Don’t expect this to be a broad-based, rocket-ship recovery,” said KB Homes Chief Executive Officer Jeff Mezger on an earnings call. “The overall housing market is better, but this is definitely a localized recovery … and in some cases, it’s a zip-code-by-zip-code recovery.”

KB’s order decline was in sharp contrast to the strong order growth reported by other U.S. homebuilders, including D.R. Horton, Pulte and Lennar, who have forecast an improving housing market.

While the pace of new home sales held above 300,000 units for a sixth straight month, they are just over a fifth of their 1.389 million unit peak reached in July 2005.

“Mindful that more healing needs to be done, we expect new home sales in 2012 to post their first annual increase in seven years, rising 12 percent,” said Sam Bullard, a senior economist at Wells Fargo Securities in Charlotte, North Carolina.

Last month, the inventory of new homes on the market was unchanged at a record low 150,000 units. At February’s sales pace it would take 5.8 months to clear the houses from the market, up from 5.7 months in January.

New home sales last month surged in the Northeast and West but slumped in the South and Midwest.

New home sales account for about 7 percent of the overall housing market and face stiff competition from the used home segment despite low levels of stock.

“Buyers have been able to take their time as they have little fear that prices or rates will get away from them. Mortgage rates, though, are beginning to rise slowly and that could continue through the rest of the year,” said Joel Naroff, chief economist at Naroff Economic Advisors in Holland, Pennsylvania.

“Add price increases to that and there is a little more urgency to the decision. So while investors may be disappointed by this report, I think better times are just about here so be a little more patient.”

(Additional reporting by Margaret Chadbourn in Washington and Michelle Conlin in New York; Editing by James Dalgleish)

Source: http://news.yahoo.com/home-sales-slip-prices-8-month-high-143754718.html

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Continue reading Apogee MiC review

Apogee MiC review originally appeared on Engadget on Sat, 24 Mar 2012 13:00:00 EDT. Please see our terms for use of feeds.

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TIME
By: David Futrelle
March 23, 2012

Will the cost of health insurance eventually eat up your entire paycheck? Study says yes

Here’s a depressing thought, at least for those of us who occasionally get sick or injured, or take prescription medicine, and who own fewer than three mansions: If current trends continue, the cost of health insurance for a typical American household will eat up all of its paycheck(s), and then some, by 2033.

Let me just repeat that: If you’re a typical American, the cost of health insurance will be greater than all the money you earn.

That’s the conclusion, at least, of a new study conducted by Richard A. Young and Jennifer E. DeVoe and published in Annals of Family Medicine. The two doctors reached this depressing conclusion by comparing recent increases in health insurance costs with considerably less hefty increases in family income. Here’s how they explain it:

From 2000 to 2009, the average annual increase in insurance premiums was 8.0%; household incomes rose an average of 2.1%.

If health insurance premiums and national wages continue to grow at recent rates and the US health system makes no major structural changes, the average cost of a family health insurance premium will equal 50% of the household income by the year 2021, and surpass the average household income by the year 2033.

It gets worse:

If out-of-pocket costs are added to the premium costs, the 50% threshold is crossed by 2018 and exceeds household income by 2030.

Wasn’t the Affordable Care Act – so-called “Obamacare” – supposed to drive down costs, or at least to drive down the rate of increase in these costs? Yes. If Obamacare indeed delivers on these promised savings, Young and DeVoe calculate, we’ll gain a little bit of breathing space: The cost of health insurance won’t top median family income until 2037 instead of 2033.

Yeah, that’s not really all that comforting.

But hey, it could be worse. In fact, when DeVoe and colleagues originally ran the numbers back in 2005 for an earlier study, they came to an even more dire conclusion – that the cost of health insurance would outstrip the typical family paycheck as early as 2025. What changed? The economic downturn put a bit of a damper on health care costs, slowing down their rate of increase.

Are Young and DeVoe being too pessimistic? Noelia de la Cruz, writing for Business Insider, notes that a recent study published in Health Affairs suggests that the Affordable Care Act could bring about bigger cost savings than most experts, including Young and DeVoe, are anticipating:

Researchers equipped 26,000 previously uninsured Richmond, Va. residents with health care plans and tracked them between 2006 and 2007.

In the end, they found the participants cut health care costs by 50 percent with fewer emergency room visits and more access to preventative health care.

In the Washington Post’s Wonkblog, Sarah Kliff offers another possible reason for optimism:

Young and DeVoe’s projections do not take into account the most recent year of health spending data, which showed health-care costs growing at the same pace as the rest of the economy, not faster. There’s a lot of debate over whether that slowdown is the start of a long-term trend, or a short-term side effect of the recession.

Then she pulls out the rug:

But even if overall health-care costs are growing slower, that doesn’t necessarily translate to lower insurance premiums: In recent years, employers have shifted an increasing chunk of health insurance bills to their employees.

In conclusion, reading about the future costs of health insurance is probably bad for your health.

Source: http://blogs.cfed.org/cfed_news_clips/2012/03/will-the-cost-of-health-insura.html

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A great smartphone at a smashingly good price

Until the iPhone 5 is launched, the HTC One X is likely to be the most potent rival to the Samsung Galaxy S3. The device was launched together with two other HTC smartphones at the Mobile World Congress in Barcelona in February.

It can be preordered from BuyMobilesPhones for as little as ?472 on O2 with a 21 per cent down payment and ?15.50 per month on a two year contract (the original contract price is ?21.50, just make sure you remove the 500MB data allowance before you use it to save ?6 per month).

The O2 100 Internet All Rounder package includes 100 cross network minutes, 500 texts and 20 photo messages which won’t suit most users which means that the contract is for the phone rather than the bundle.

Note that the One X will be locked to O2 and can only be used on Tesco Mobile and GiffGaff. The phone itself is a pretty powerful device with a quad core Nvidia Tegra 3 processor clocked at 1.5GHz, 1GB RAM, 32GB onboard storage, an eight megapixel camera with full HD vieo recording, NFC, a 4.7-inch 1,280 by 720 pixel display and Android 4.0 Ice Cream Sandwich.

Check the exclusive pictures of the phone that we had running before it was launched and the subsequent hands-on preview we did at mobile world congress

Source : BuyMobilePhones

Source: http://www.itproportal.com/2012/03/23/samsung-galaxy-s3-rival-alert-htc-one-x-down-472-free-contract/

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Posted on 23 March 2012

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Instead of looking at how people think about the business as a threat for having much more competitors within the future, proprietary trading firms glimpse at it as being a definite mind-boggling business chance for them. Becoming skilled in all types of trading and rio de janeiro real estate agencies, trading firms are determined to give people that are interested in pursuing trading careers the education they have to have to be able to endure learning to be a day trader. Firms provide short term trading seminars of about 4 to six months which covers everything an aspiring day trader may well have to have and wish to know about online trading, online stock trading or the business of trading somebody else?s capital via high frequency trading and rio apartments real estate investing.

If you?d like to discover about the online day trading business in the most successful way, you ought to enroll with proprietary trading businesses which give short term stock trading courses. Regardless of whether you?d like to work in the future or be part of a firm, enrolling with proprietary trading firms for an sufficient day trading education might help you learn everything you?ll need to learn about it plus online stock trading and handling trades even during a high frequency trade. Investing education courses teach ambitious traders the various investing methods which they want to endure the industry and shine.

Aside from short term seminars, trading firms also supply online classes that provide video tutorials and printable coaching manuals for all those who?re still tied up with their existing careers and unavoidably have lesser time to spend studying the trading business. The online classes are also created to teach everything that ambitious traders will need to know about the market and are also very much like learning in a actual classroom setting except that the students owns his time or schedule. Online classes are primarily supplied by trading firms to those who have quite an active and regularly changing schedule.

If you will be amongst people that have gone through almost everything you need to understand concerning the trading and Rio de Janeiro real estate investing industry and you believe that you simply need just a little bit more enhancement of the trading techniques you already know, it is possible to furthermore attend the trading seminars that organizations usually perform every once in awhile. The courses include lectures from skilled investors who?ve already been successful in their investing. Most prop trading firms post the agendas of their courses on their website making it open for the public or any individual curious to learn.

Get excited with regards to stocks education and also be taught the systems of the apartments rio de janeiro market.

Source: http://hate2w8.com/how-to-master-the-online-day-trading-industry

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Article marketing automation can help you save time as well as money, especially should you outsource your articles work. This happens because a single content gets submitted to multiple web directories under the similar author name. what this means is no content copying plus wider exposure to the target readers, more so since all these directories have content syndication members routinely taking published written content and syndicating them on their web sites. This then signifies more exposure and backlinks for you personally and your sites.

Article marketing may be a content marketing approach. It can direct target readers returning to your sites when your article content is properly authored. It can likewise get more target viewers reading the articles because ones published articles can offer high search engine rankings for ones target terms.

normally, you submit posts to directories which usually publish your articles without cost. Many think that article writing will bring more visitors for the website: true, however , not directly. Most directories usually do not send you many traffic. What they certainly give is a keyword anchored link back to your site. It?s a well-known SEO tradition the fact that more keyword anchored back-links point to your webblog the better it?s going to rank in yahoo and google.

Article marketing automation is usually a new strategy for article advertising and the biggest break delivering who likes their online business as automated as you can. Aside from only submitting to lookup directories, it is also a link making service, or a cause of free content for bloggers plus a bum marketing device (content marketing with not a website). As the one-way link program, most directories usually permit 3 links for being placed into your resource/bio box component to each article you write while there are actually others which enable your links to be placed in your body of your posts.

Backlinks are important in your SEO/SEM campaigns. engines like google keep track on the links pointing on the content pages involving websites, and when it finds many links on large PR dofollow web pages of sites using high domain power, it considers the linked page to get important and tightly related to the keywords employed as anchors in the links. This then means higher google search rankings for the content pages following relevant keyword is searching.

Article marketing automation may automatically submit a person?s articles to directories as well as to blogs based on your keywords. for example: if your article is about dog grooming, then it is posted on information sites about pets as well as petcare. If you come up with cooking, your article will be posted on blogging about food and also health.

With automated bum marketing, your articles are usually distributed without demanding much manual perform. This means you have access to more traffic from a work since you may write more articles and still have them submitted to web directories and blogs as well as other sites not having wasting time publishing them manually.

article writing automation also means that your article is definitely slightly different each and every time it is submitted to your directory, blog or site. This means your article will appear in many online places as distinct and one of a kind articles. Therefore, each link in each post will topic. It will not necessarily be omitted by Google and also other search engines out of results of relevant searches as a result of its uniqueness.

Submit your articles to a free article directory and get more exposure for your website.

Source: http://ads4india.net/article-marketing-automation-excess-submission-article-directories/

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The 1983 laserdisc classic Dragon’s Lair is coming to Xbox LIVE Arcade. That much we knew. What has us excited is that it’ll come with a new control scheme, one that relies not on well-timed button mashing, but well-timed body flailing. That’s right, whenever it does make its way to virtual shelves, the updated playable cartoon will sport Kinect support. Now, instead of making sure you press the button (yes, the one and only button) or flick the joystick in the right direction, you can mime sword swipes and swing from imaginary ropes. We can hardly wait. One more screen shot after the break.

Continue reading Dragon’s Lair landing on XBLA with Kinect support, lets you act out your princess-saving fantasies

Dragon’s Lair landing on XBLA with Kinect support, lets you act out your princess-saving fantasies originally appeared on Engadget on Wed, 21 Mar 2012 22:06:00 EDT. Please see our terms for use of feeds.

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